Imagine driving to work one morning when, out of nowhere, another vehicle collides with yours in a car accident. You’re startled, and your car has sustained considerable damage. Thankfully, you’re okay except for a few minor cuts and bruises. As you exchange insurance information with the other driver, you realize you’re unsure of the nature of your car insurance – specifically, whether you have car insurance that includes full or limited tort in PA.
It is essential to know what kind of insurance you have, as your car insurance determines your rights to compensation for the auto accident. With full tort, you can make a claim for pain and suffering without any limitations, but with limited tort, you might only have this right if there’s a very serious injury. It’s a moment of uncertainty that emphasizes how crucial it is to understand the details of your insurance policy before anything happens.
Understanding the distinctions between full and limited tort coverage in car insurance is essential. You should know what both full and limited tort coverage entail, the advantages and disadvantages of each option, and how to decide on the best tort insurance for your family in Pennsylvania. Choosing between full tort and limited tort insurance coverage can significantly impact your compensation rights in the event of an auto accident.
Continue reading “Full vs. Limited Tort in PA & What To Know About This Car Insurance”