Imagine you’re driving to work one morning when out of nowhere, another vehicle collides with yours in a car accident. You’re startled, and your car has sustained considerable damage. Thankfully, you’re okay except for a few minor cuts and bruises. As you exchange insurance information with the other driver, you realize you’re unsure of the nature of your car insurance – specifically, whether you have car insurance that includes full or limited tort in PA.
This information is really important because it determines your rights to compensation for the accident. With full tort, you can make a claim for pain and suffering without any limitations, but with limited tort, you might only have this right if there’s a very serious injury. It’s a moment of uncertainty that emphasizes how crucial it is to understand the details of your insurance policy before anything happens.
In this blog post, we will discuss what both full and limited tort coverage is for car insurance, what the advantages and disadvantages are, and how to decide on what tort insurance is best for your family.
Continue reading “Full vs. Limited Tort in PA & What To Know About This Car Insurance”