If you’ve been hurt on the job, or you have a pre-existing medical condition that has been aggravated by your job duties, you may qualify to receive workers’ compensation benefits. Pennsylvania’s Workers’ Compensation Act assures that nearly every worker in our Commonwealth is covered even if your employer does not have workers’ compensation (WC) insurance. There are a variety of benefits available for hurt workers, and almost any type of injury will qualify, as we discussed in an earlier post here on the blog.
Today we’re focusing specifically on some of the most common injuries that qualify Pennsylvania workers for WC benefits, including several that may entitle you to a specific loss award in addition to payment for lost wages and medical care benefits that may be available. If you’ve experienced concussions, knee injuries that have required surgery, back and neck injuries, or any type of scarring on your head, face, or neck (including scars from surgery) as a result of workplace injuries here in the Greensburg, PA area and have not received the benefits you may deserve, we would love to speak with you here at Westmoreland Injury Lawyers. Read on for more and then get in touch with us for a free case review. Continue reading “What Injuries Qualify for Workers’ Compensation?”
Imagine this nightmare scenario: you’re seriously injured in an auto accident, and the person who hit you doesn’t have any insurance. True, they are driving illegally in the Commonwealth of Pennsylvania, as our state’s laws require all motorists to be insured. Unfortunately, that scofflaw’s actions will not help you pay your medical bills or recover your lost wages when you can’t work due to your injuries. Suing the at-fault driver may not do much good either since they probably have nothing to give you. They were likely driving uninsured because they could not afford to pay even the modest premiums associated with minimum coverage policies. This is the case for millions across the United States. So what happens now?
If you only have minimum coverage yourself, your insurance will only pay up to $15,000 for bodily injury per person per accident (with a limit of $30,000 per incident), and we all know that doesn’t add up to much in modern American medicine. Uninsured (UM) and underinsured (UIM) motorist coverage is available for purchase with all policies, but since it’s not required in our state, many drivers skip it, and minimum coverage policies definitely do not include it. Obviously, our Pennsylvania minimum insurance requirements are designed to save drivers money on premiums, which is important, but the downside is this budget coverage may actually prove quite costly.
Let’s look at how you can protect yourself from the uninsured and underinsured drivers who are on the roads with you and assure that you have all the coverage you need to avoid the misery of financial problems following an accident. Continue reading “How You Can Prepare Yourself for Uninsured Drivers”
Whether you’ve just been injured on the job or you’re reviewing company benefits and policies, It’s important to understand what workers’ compensation is all about. This is especially true for those doing manual labor or anything physical in nature; however, neither severity of injury nor the industry you work in will prevent you from being eligible for workers’ compensation. To better understand what’s covered, we’ve broken the topic down for you below. Continue reading “What Does Workers’ Compensation Cover?”